![]() As long as you pay for either of those with your card, you get reimbursed for the total cost. That has covered an additional year of the fees for me. The points you get include the bonus points from your initial sign-up bonus. Hotels, flights, rental cars, some excursions, etc.ġ0% anniversary points boost. Which leads us to.ĥ% back on all travel booked through Chase Ultimate rewards. More often than not the hotels / flights listed on there match the prices of what I'm able to find on my own searches. Not to mention the fact that you're getting 5% back if you booked the hotel through Chase Ultimate Rewards, which has actually been a pleasant surprise. Literally just book 1 hotel room with the card and that's half of your annual fee you get back. This bonus alone covers the annual fee for 6 years (or at least that's how much the bonus was when I signed up). Huge bonus if you spend $4000 in the first 3 months. It's the only card I've ever used that has an annual fee.
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